Supporting Housing Delivery

The Housing Finance Agency facilitates the successful delivery of social and affordable housing in Ireland.

The HFA achieved remarkable results in 2023, providing €1.2 billion in loan financing to customers to support the development of high-quality social and affordable homes. This substantial investment underscores our commitment to the Government’s Housing for All goals.

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Financial Highlights

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Delivery

1.2 bn

Total loans

Pipeline

1.6 bn

AHB loans approved

Growth

7.4 bn

Loan book size 2023

Business Review

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Chairperson’s Statement

Frank Allen,Chairperson

Chairperson’s Statement

Supporting our Customers

I am very pleased to present the Housing Finance Agency’s Annual Report for 2023, which showcases the significant role that the HFA continues to play in supporting the government’s Housing for All plan.

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Chief Executive Officer’s Review

Barry O’Leary,Chief Executive Officer

Chief Executive Officer’s Review

An impressive year of collective growth

2023 was a positive year, for the HFA and for the sector, with clear evidence of a considerable pick-up in the momentum towards towards significant delivery of social and affordable housing.

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Homes delivered by Approved Housing Bodies in 2023 with HFA financing

987 m

Loan advances to AHBs

3,796

Total homes completed

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Kerry Tipperary Cork Waterford Kilkenny Carlow Laois Wexford Wicklow Kildare Offaly Donegal Westmeath Dublin Meath Cavan Louth Monaghan Galway Mayo Roscommon Sligo Leitrim Longford Clare Limerick €347.7m | 1,102 Homes €68.5m | 134 Homes €87.9m | 389 Homes €105.1m | 406 Homes €66m | 384 Homes €48.5m | 105 Homes €34.1m | 161 Homes €46.6m | 224 Homes €32.2m | 191 Homes €24.4m | 124 Homes €15.2m | 68 Homes €31.4m | 149 Homes €1.7m | 10 Homes €2.5m | 41 Homes €25.1m | 98 Homes €7.7m | 17 Homes €9.2m | 43 Homes €3.5m | 20 Homes €3.2m | 21 Homes €19.9m | 83 Homes €2.4m | 13 Homes €820,000 | 8 Homes €2.1m | 12 Homes €543,000 | 3 Homes

Environmental, Social Governance (ESG)

The Housing Finance Agency (HFA) is committed to integrating environmental, social and governance (ESG) principles into its services and business operations.

The Housing Finance Agency (HFA) recognises that the world faces environmental challenges and as a financial institution working with clients in the housing sector, we have an important role to play in promoting sustainability. By engaging with stakeholders – including employees, clients, and suppliers – we can do our part to improve sustainability, better serve our community, and simultaneously deliver good performance.

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